FHA Home Loans

The FHA Home Loan Program is a guaranteed Government Insured mortgage, allowing up to 96.5% Loan-To-Value for purchase transactions and up to 97.75% loan-to-value for refinance transactions. These loans are a great option for first time homebuyers and/or homebuyers with less than perfect credit. Let us help you obtain your dream of homeownership by using the FHA Home Loan Program

FHA loans are an attractive option :

  • Fixed interest rates are generally better than Conventional Loans
  • FHA ARM’s are very attractive with strong safety features
  • FHA loans are available up to $636,150 in certain areas of Colorado
  • Gift’s from a relative are acceptable for the entire down payment and/or closing costs
  • Sellers’ Concession allowed and in many cases can cover all of the closing costs
  • 3.5% Down Payment with a 580 Minimum Middle Credit Score
  • 10% Down Payment with a 500-579 Minimum Credit Score
  • Purchase, Rate & Term, and Cash-Out options available
  • HUD REO $100 down option available

Apply Now or contact us to learn more about FHA loans and if they are the right option for you.